Rebecca Moses, fashion designer
The best looking tables look improvised, not stuffy. When the plates and napkins don't match, it looks spontaneous, as though each guest had a place set just for them.
1. Mix, don't match
Use patterns with solids, and use white to play with the colors in linens. You don't want to end up with all the same pattern everywhere.
2. Set the stage
Always use a table cloth, which unifies. Chargers act as a base for switching salad, dinner, and dessert plates.
3. Keep it low
Centerpieces shouldn't prevent guests from making eye contact. Flowers shouldn't be too fragrant, or they will compete with the food. Potted herbs such as rosemary, sage, and thyme look earthy, and their fragrance compliments Italian food.
4. Finish right
Put out a pitcher of water, a bowl of sea salt, a pepper grinder, and a few dishes of olive oil, so your guests have everything they need at arm's reach.
Tuesday, October 27, 2015
Spring Clean for Cash via Good Housekeeping
Fashion:
Poshmark (app) - free listings, Poshmark takes 20% of your price, but the buyer pays for shipping
Tradesy - designer and high end labels go for 65% off retail, site takes 9%
Plato's closet - resale shop with 400 locations nationwide buys teens' and 20-somethings' clothing
ThredUp - online consignment, they send you a prepaid postage bag and you fill it up, they let you know what they will buy
Home Goods:
Craigslist and eBay - big appliances, brand names, and vintage pieces go for big money
Classic Replacements - buys china, crystal, and flatware anywhere in the U.S., they give you a quote and you ship it to them
Facebook "yard sale" groups
Electronics:
Apple and Radioshack - offer gift cards for trade-ins
Gazelle - buys used computers, smartphones, and more
Glyde - calculates the sale value for you, sells through their website on consignment
ExchangeMyPhone - matches or even tops buyback values from reputable websites
Sports Gear:
Play It Again Sports - national retailer buys your stuff or offers store credit
SwapMeSports - community site that lets you sell or trade gear, no listing fee and no commission
Gift Cards:
Cardpool.com - sell unused gift cards for up to 92% of the value
Poshmark (app) - free listings, Poshmark takes 20% of your price, but the buyer pays for shipping
Tradesy - designer and high end labels go for 65% off retail, site takes 9%
Plato's closet - resale shop with 400 locations nationwide buys teens' and 20-somethings' clothing
ThredUp - online consignment, they send you a prepaid postage bag and you fill it up, they let you know what they will buy
Home Goods:
Craigslist and eBay - big appliances, brand names, and vintage pieces go for big money
Classic Replacements - buys china, crystal, and flatware anywhere in the U.S., they give you a quote and you ship it to them
Facebook "yard sale" groups
Electronics:
Apple and Radioshack - offer gift cards for trade-ins
Gazelle - buys used computers, smartphones, and more
Glyde - calculates the sale value for you, sells through their website on consignment
ExchangeMyPhone - matches or even tops buyback values from reputable websites
Sports Gear:
Play It Again Sports - national retailer buys your stuff or offers store credit
SwapMeSports - community site that lets you sell or trade gear, no listing fee and no commission
Gift Cards:
Cardpool.com - sell unused gift cards for up to 92% of the value
Monday, October 26, 2015
How to Eliminate Your Paper Clutter via Good Housekeeping
1. Zone it
Dedicate a specific area (a desk, part of the kitchen counter) to just paperwork, with quick-sort collection spots, say, a tray for bills or a bin for receipts.
2. Pin 'em down
Place daily-use references on walls (e.g. a contacts list on a corkboard), saving your work surface for to-do items only.
3. Clear the deck
Reclaim your out-of-control desktop: take everything off its surface, replace the essentials, and organize what's left for essentials.
4. Try digital
Not ready to go 100% paperless? Get bills mailed and scan or download the hard copies to a PC, then shred the paper versions.
5. Beat buildup
BLock off a half hour on your calendar once a month to toss receipts, old catalogs, magazines, and notes before they get out of hand.
Dedicate a specific area (a desk, part of the kitchen counter) to just paperwork, with quick-sort collection spots, say, a tray for bills or a bin for receipts.
2. Pin 'em down
Place daily-use references on walls (e.g. a contacts list on a corkboard), saving your work surface for to-do items only.
3. Clear the deck
Reclaim your out-of-control desktop: take everything off its surface, replace the essentials, and organize what's left for essentials.
4. Try digital
Not ready to go 100% paperless? Get bills mailed and scan or download the hard copies to a PC, then shred the paper versions.
5. Beat buildup
BLock off a half hour on your calendar once a month to toss receipts, old catalogs, magazines, and notes before they get out of hand.
How to Collect Photography via Allure
Interview with James Danziger, founder of Danziger Projects, a Manhatten-based photography gallery
Expose yourself
Take the time to visit museums, galleries, and auction houses. Gallery owners often have the time, knowledge, and inclination to talk to a potential client about the work they're showing.
Ask the right questions
If you're interested in a photographer's work, ask about print runs, books published, and which museums own the artist's work. In the no-so-distant past--the 1970's--traditional photographers might do large or even unlimited editions. Henri Cartier-Bresson and Ansel Adams sold thousands of prints of their best-known images, but because of the quality of their work, it never saturated the market. Art photographers such as Cindy Sherman and Richard Prince, and other contemporary photographers, typically sell their work in much smaller editions.
Trust your instincts
Allow yourself to discover what really appeals to you. Whenever we do a show, the crowd favorite is usually the best photograph. Don't be afraid to be adventurous. Beginning collectors often fall into the trap of assembling a greatest-hits collection--acquiring only iconic images. Look for photography in which the artists somehow furthered the medium. Some young photographers to watch are Idris Khan, Beate Gutschow, Tanyth Berkeley, and An-My Le.
Pick a genre
As you build a collection, stick to a broad theme rather than a specific one or none at all. Fashion photography, for example, is definitely a booming area, but don't limit yourself to shots of models on beaches. Building up a range of fashion photographs from the midtwentieth century to the present might be smarter. Works from countries outside of America and Europe are also worth exploring, as are contemporary color pictures. There used to be a prejudice against color photography, but now it's as hot as black-and-white.
Expose yourself
Take the time to visit museums, galleries, and auction houses. Gallery owners often have the time, knowledge, and inclination to talk to a potential client about the work they're showing.
Ask the right questions
If you're interested in a photographer's work, ask about print runs, books published, and which museums own the artist's work. In the no-so-distant past--the 1970's--traditional photographers might do large or even unlimited editions. Henri Cartier-Bresson and Ansel Adams sold thousands of prints of their best-known images, but because of the quality of their work, it never saturated the market. Art photographers such as Cindy Sherman and Richard Prince, and other contemporary photographers, typically sell their work in much smaller editions.
Trust your instincts
Allow yourself to discover what really appeals to you. Whenever we do a show, the crowd favorite is usually the best photograph. Don't be afraid to be adventurous. Beginning collectors often fall into the trap of assembling a greatest-hits collection--acquiring only iconic images. Look for photography in which the artists somehow furthered the medium. Some young photographers to watch are Idris Khan, Beate Gutschow, Tanyth Berkeley, and An-My Le.
Pick a genre
As you build a collection, stick to a broad theme rather than a specific one or none at all. Fashion photography, for example, is definitely a booming area, but don't limit yourself to shots of models on beaches. Building up a range of fashion photographs from the midtwentieth century to the present might be smarter. Works from countries outside of America and Europe are also worth exploring, as are contemporary color pictures. There used to be a prejudice against color photography, but now it's as hot as black-and-white.
How to Arrange Your Books via Allure
Interview with Miles Redd, creative director of Oscar de le Renta Home
1. Mix it up
No one needs to see your old textbooks, but I actually like the way paperbacks look, blended in with hardcovers. Removing a dust jacket is also a brilliant idea if it's bright or ugly.
2. Push forward
Slide your book sup so they almost touch the front edge of the shelf. They spines will read as a solid facade, and it will help make the bookcase look like a strong piece of furniture, rather than a jumbled mess.
3. Edit yourself
Tchotchkes look best in front of books or sandwiched in the middle of a row. Objects floating on the sides just look like random bookends.
4. Don't overthink
I'm not organized enough to divide by books by genre or color, which sounds tedious anyway. I arrange them by height. Small books, such as novels, go on the upper shelves, large design books go on the lower shelves so they're easier to reach.
5. Use photos sparingly
People have a tendancy to see empty shelves and put tons and tons of pictures on them, which never looks good. Bookshelves really are meant for books.
1. Mix it up
No one needs to see your old textbooks, but I actually like the way paperbacks look, blended in with hardcovers. Removing a dust jacket is also a brilliant idea if it's bright or ugly.
2. Push forward
Slide your book sup so they almost touch the front edge of the shelf. They spines will read as a solid facade, and it will help make the bookcase look like a strong piece of furniture, rather than a jumbled mess.
3. Edit yourself
Tchotchkes look best in front of books or sandwiched in the middle of a row. Objects floating on the sides just look like random bookends.
4. Don't overthink
I'm not organized enough to divide by books by genre or color, which sounds tedious anyway. I arrange them by height. Small books, such as novels, go on the upper shelves, large design books go on the lower shelves so they're easier to reach.
5. Use photos sparingly
People have a tendancy to see empty shelves and put tons and tons of pictures on them, which never looks good. Bookshelves really are meant for books.
Comfort and Joy via Good Housekeeping
When children are small, they always greet their parents with enthusiasm and cry when they leave. As they get older, they begin to feel indifferent toward the comings and goings of their parents. Similarly, husbands and wives who have been married longer slowly and surely stop kissing each other when they walk in the door.
Hug more, kiss more, touch more. This resolution doesn't require any addition time, energy, or money, yet it makes a difference in the atmosphere of your home. It makes each person feel more loved. When that resolution is applied to coming home, each person is welcomed and acknowledged when they return to the ones they love. However, everyone has to participate.
"Anytime one of us comes home or is leaving, we have to pay attention to that person for a minute. Let's give warm greetings and farewells." This was the resolution. "We've fallen into some bad habits of not paying attention, and it's important to show affection for each other. It's hard to be interrupted in the middle of something, but this is important."
Surprisingly, without much nagging or resentment, this can happen. It can create small moments of real connection between family members. It feels like a natural thing to do, and the more you do it, the more it becomes a habit. Studies have shown that we are more likely to feel connected to family members that express emotions than ones who do not. By acting in a loving way, we prompt loving feelings within ourselves. We show more love and feel more love.
Hug more, kiss more, touch more. This resolution doesn't require any addition time, energy, or money, yet it makes a difference in the atmosphere of your home. It makes each person feel more loved. When that resolution is applied to coming home, each person is welcomed and acknowledged when they return to the ones they love. However, everyone has to participate.
"Anytime one of us comes home or is leaving, we have to pay attention to that person for a minute. Let's give warm greetings and farewells." This was the resolution. "We've fallen into some bad habits of not paying attention, and it's important to show affection for each other. It's hard to be interrupted in the middle of something, but this is important."
Surprisingly, without much nagging or resentment, this can happen. It can create small moments of real connection between family members. It feels like a natural thing to do, and the more you do it, the more it becomes a habit. Studies have shown that we are more likely to feel connected to family members that express emotions than ones who do not. By acting in a loving way, we prompt loving feelings within ourselves. We show more love and feel more love.
Happiness Habits: Change Your Life in an Hour via Good Housekeeping
Sixty minutes, once a week. That's all it takes to make you feel happier every day.
Nothing is more exhausting than a task you never start. Those small, not urgent, mildly unpleasant tasks start adding up and weighing on you. The chores that can be done at any time are often done at no time. One small habit can start knocking away at those little chores, and at the stress they bring into your life.
One hour, once a week, to work on the nagging chores. Long enough to get something done, but not too long. Power Hour. The rules of Power Hour are that they can't be used for tasks that have deadlines because those items will get taken care of when they needed to be taken care of. This is also not the hour for repetitive tasks, such as bills or answering e-mails. The Power Hour is for one-time tasks that could easily be postponed indefinitely.
The more experienced you get with your Power Hour, the more quickly you are able to get things done. And the payoff is that you feel tremendously better afterward.
Nothing is more exhausting than a task you never start. Those small, not urgent, mildly unpleasant tasks start adding up and weighing on you. The chores that can be done at any time are often done at no time. One small habit can start knocking away at those little chores, and at the stress they bring into your life.
One hour, once a week, to work on the nagging chores. Long enough to get something done, but not too long. Power Hour. The rules of Power Hour are that they can't be used for tasks that have deadlines because those items will get taken care of when they needed to be taken care of. This is also not the hour for repetitive tasks, such as bills or answering e-mails. The Power Hour is for one-time tasks that could easily be postponed indefinitely.
The more experienced you get with your Power Hour, the more quickly you are able to get things done. And the payoff is that you feel tremendously better afterward.
Burglar-Proof Your Home via Good Housekeeping
1. Intruders are most likely to break into your home in July and August, when you are most likely to be on vacation.
2. Keeping a light on the entire time you're out of town will actually alert burglars to the fact that you're not home. Instead, use timers on different lamps or even one on a TV to make it look as if someone is inside the house. And don't let the mail pile up while you are gone, put it on hold.
3. A dead bolt is the safest option, although the screws on the strike plate are usually only about one inch long. Replacing them with three-inch ones can be a better defense.
4. Shrubs outside windows should be three to four feet high, which is tall enough to make getting close to the house a pain, and short enough that he can't hide behind them. Neighbors can also see over these shrubs into your house, which is a bonus deterrent.
5. A home alarm system is always a good idea. Having a loud alarm, even if it isn't connected to your local precinct attracts attention, which is exactly what burglars don't want.
2. Keeping a light on the entire time you're out of town will actually alert burglars to the fact that you're not home. Instead, use timers on different lamps or even one on a TV to make it look as if someone is inside the house. And don't let the mail pile up while you are gone, put it on hold.
3. A dead bolt is the safest option, although the screws on the strike plate are usually only about one inch long. Replacing them with three-inch ones can be a better defense.
4. Shrubs outside windows should be three to four feet high, which is tall enough to make getting close to the house a pain, and short enough that he can't hide behind them. Neighbors can also see over these shrubs into your house, which is a bonus deterrent.
5. A home alarm system is always a good idea. Having a loud alarm, even if it isn't connected to your local precinct attracts attention, which is exactly what burglars don't want.
The Clutter Problem via Ladies' Home Journal
Alexa Stevenson's issue: "I can't throw away mementos. I still have every note passed to me in junior high."
"Birthday cards, old journals, piles of photos from college, and more, all stuffed into bins. Sorting through them feels like an overwhelming prospect. I have saved these things for so long, it would feel like throwing out old friends."
Alexa is having trouble discriminating between important and less important memories in her life, which is why she has so much stuff. Pack rats tend to not trust their own memories; they worry that without the keepsakes they won't be able to remember the past.
No single strategy for eliminating this clutter works for everyone, so brainstorming ways to help yourself let go of your junk is the best way to start. Ask yourself what you would grab if you only had an hour to save things. Ask yourself if you would buy it again if you were shopping for it right now. Would you advise your children to save the same things you are saving? For mementos, sometimes it helps to make a rule of "firsts," like only letters from the first boyfriend get saved, the rest get tossed.
Sometimes it helps to purge slowly. Get rid of one thing, then see how you feel about it a few days later, a week later, two weeks later. Most people find they are not nearly as upset as they expected to be. It gets easier and easier.
You have to be honest about the past. People hold on to stuff because they feel like the old days were better, but it is probably not true. Embrace your present life. Holding onto the past limits space for memories you're making right now. Paring down on the clutter of the past can actually let you focus on the mementos that make your memories more vivid.
"Birthday cards, old journals, piles of photos from college, and more, all stuffed into bins. Sorting through them feels like an overwhelming prospect. I have saved these things for so long, it would feel like throwing out old friends."
Alexa is having trouble discriminating between important and less important memories in her life, which is why she has so much stuff. Pack rats tend to not trust their own memories; they worry that without the keepsakes they won't be able to remember the past.
No single strategy for eliminating this clutter works for everyone, so brainstorming ways to help yourself let go of your junk is the best way to start. Ask yourself what you would grab if you only had an hour to save things. Ask yourself if you would buy it again if you were shopping for it right now. Would you advise your children to save the same things you are saving? For mementos, sometimes it helps to make a rule of "firsts," like only letters from the first boyfriend get saved, the rest get tossed.
Sometimes it helps to purge slowly. Get rid of one thing, then see how you feel about it a few days later, a week later, two weeks later. Most people find they are not nearly as upset as they expected to be. It gets easier and easier.
You have to be honest about the past. People hold on to stuff because they feel like the old days were better, but it is probably not true. Embrace your present life. Holding onto the past limits space for memories you're making right now. Paring down on the clutter of the past can actually let you focus on the mementos that make your memories more vivid.
The Demise of Guys (Philip Zimbardo)
Issues with young men today:
- Refusing responsibilities
- Not seeking to be breadwinners
- Idle time spent unwisely
- Growing up in isolation (time spent gaming)
- No role models (fatherlessness)
- Learning about sex from pornography
- Exposure to video games at a young age changes brain
- Not seeking post-secondary educations
- Positive role models
- Having conversations about healthy sex
- Monitoring leisure time, emphasizing recreational activities and social experiences
Teaching Children About Money
- Children need to understand delayed gratification and the concept of fleeting joy vs. lasting joy
- Teach them about needs vs. wants and the importance of priorities
- Children need to learn the importance of work, which will help them better understand the value of money
- Help them understand debt the the toll it can take on them and their futures
- Make sure you model charitable giving for your children and let them participate
- Three savings systems - saving, spending, and giving
- Make allowances consistent, monitor what they're doing and what you're paying
- Use media messages and ads as teaching opportunities
- Be good money-managing parents and let them see parts of your budgeting
- Let them see you being frugal by involving them with saving, comparison shopping, and bargain shopping. You can't teach your child to save if you don't save or give if you don't give.
- Children also need to be familiarized with the concept of contentment. Keeping your child's desires and expectations in check is key. The culture of America is "bigger and better," but that is not how living frugally looks. Children will want to compare their lives and possessions to their friends'. Advertising also creates discontentment. Most importantly, your own impulse buying and complaining will be what they see and model the most.
Spend Less, Give More via Good Housekeeping
We all would like to give lavish presents to the people we love. However, gift-giving is a touchy and pricey prospect for many of us living on a budget.
1. Everyone gets a price tag
Make a simple budget char before you start shopping. Determine how much you have to spend in total and write that number at the top of the page, so it's always in view. Then decide whom you will be buying for, and list their names down the left side of the page. Put dollar limits in the next column and the gift you'd like to purchase in a third column. Finally, leave a fourth column to record what you actually spent. This method gives you targets to stick to, increasing your likelihood of success. You can also shop knowing that if you overspend on someone, it will have to come out of someone else's budgeted amount.
Carry your budget with you when you shop in stores, and keep it in view when you shop online. You can also use an app like Envelopes to keep track of your budget for you.
2. Secret Santa is a frugal woman's best friend
All the budgeting in the world won't help if there are simply too many people on your list. Secret Santa and similar traditions allow family members (or co-workers, or friends) to buy just one gift while infusing the gift-giving with an element of surprise and fun.
3. Sweat the small stuff
Over a third of our holiday shopping is spent on non-gift items, such as food, decorations, and greeting cards. Shipping also takes a huge bite out of the gift-giving budget. Consider all these factors, as well as wrapping, into your budget.
4. Stop giving (to some people)
Don't give just because you feel guilty or think you owe someone. Tipping mail carriers, child-care providers, etc. can be a huge undertaking, and sometimes you can't afford everyone. Consider giving those tips at another time in the year, when money is less tight. Other gifts can include services you can offer.
5. Get creative
Don't underestimate the power of a homemade gift, such as a neat arrangement of your own recipes. Redeeming points from rewards cards or credit cards can also make good gifts in a bind.
6. Let a "thank you" be enough
What do you do if you receive an unexpected gift? Trying to keep up with others is fiscally irresponsible and unnecessary. Your ego can be your biggest enemy. You can reciprocate with handmade cards or a homecooked meal, not necessarily in kind to what your gift was.
7. Start next year's planning now
The best way to get a handle on next year is to realize that time is on your side. Stock up on seasonal items after the holidays. Shop for affordable gifts throughout the year. Assemble your purchases in December and determine what you have left to buy. Earmark special savings throughout the year to go toward holiday spending when the time comes.
If you bust your budget, figure out where you went wrong. Was it overspending across the board? On one particular person? Give yourself a vision of what you want your holiday season to be like and remind yourself throughout the year to prepare for it.
1. Everyone gets a price tag
Make a simple budget char before you start shopping. Determine how much you have to spend in total and write that number at the top of the page, so it's always in view. Then decide whom you will be buying for, and list their names down the left side of the page. Put dollar limits in the next column and the gift you'd like to purchase in a third column. Finally, leave a fourth column to record what you actually spent. This method gives you targets to stick to, increasing your likelihood of success. You can also shop knowing that if you overspend on someone, it will have to come out of someone else's budgeted amount.
Carry your budget with you when you shop in stores, and keep it in view when you shop online. You can also use an app like Envelopes to keep track of your budget for you.
2. Secret Santa is a frugal woman's best friend
All the budgeting in the world won't help if there are simply too many people on your list. Secret Santa and similar traditions allow family members (or co-workers, or friends) to buy just one gift while infusing the gift-giving with an element of surprise and fun.
3. Sweat the small stuff
Over a third of our holiday shopping is spent on non-gift items, such as food, decorations, and greeting cards. Shipping also takes a huge bite out of the gift-giving budget. Consider all these factors, as well as wrapping, into your budget.
4. Stop giving (to some people)
Don't give just because you feel guilty or think you owe someone. Tipping mail carriers, child-care providers, etc. can be a huge undertaking, and sometimes you can't afford everyone. Consider giving those tips at another time in the year, when money is less tight. Other gifts can include services you can offer.
5. Get creative
Don't underestimate the power of a homemade gift, such as a neat arrangement of your own recipes. Redeeming points from rewards cards or credit cards can also make good gifts in a bind.
6. Let a "thank you" be enough
What do you do if you receive an unexpected gift? Trying to keep up with others is fiscally irresponsible and unnecessary. Your ego can be your biggest enemy. You can reciprocate with handmade cards or a homecooked meal, not necessarily in kind to what your gift was.
7. Start next year's planning now
The best way to get a handle on next year is to realize that time is on your side. Stock up on seasonal items after the holidays. Shop for affordable gifts throughout the year. Assemble your purchases in December and determine what you have left to buy. Earmark special savings throughout the year to go toward holiday spending when the time comes.
If you bust your budget, figure out where you went wrong. Was it overspending across the board? On one particular person? Give yourself a vision of what you want your holiday season to be like and remind yourself throughout the year to prepare for it.
How to Wrap a Gift Beautifully via Allure
1. Make it right
Natural looking fibers and quality products shine, while overly synthetic appearances detract. It doesn't matter how beautiful your material is if you don't fold and tape neatly.
2. Pick a theme
Traditional paper is not memorable. Adding ribbon, lace, or matching your own similar style is more eye-catching.
3. Get personal
Be inspired by the recipient of your gift. Wrap the present in plain white paper and glue on photos of your friend. Use a ribbon that matches the colors in a prominent photo. Stamp their initials on. You can also match the style of the wrapping to the gift itself.
4. Add adornments
Adding small trinkets or additional flourishes can make the packaging look like a decoration, or can connect to something the recipient enjoys.
5. Be resourceful
Scarves, bandanas, or even newspapers with the right fix can work as gift wrap in a pinch.
Pictures of Happiness via Good Housekeeping
With cameras and smartphones more ubiquitous than ever, we've never taken so many pictures before. Here are the important roles they play in a happy life:
- Happy families display a large number of photos.
- Photos tilt your memories toward the good experiences you've had, simply because you're more likely to take photos of joyful times. Having snapshots keep them vivid in our memories, crowding out the bad memories of our "negativity biases."
- Photos can help you declutter. Services like plumprint.com can help you downsize on the amount of artwork you have lying around from your children. They get to keep the memories, and you get to retain your space.
- When you see something beautiful, it's natural to feel a desire to claim it in some way. Photos give us that opportunity, without having to shell out the money.
- Snapping photos fosters creativity. If you have a reason to be on the hunt for a beautiful scene to capture, you find yourself looking at your world a little differently.
- I like to remind myself how easy it is to forget. I'm always trying to figure out ways to hold on to memories. One thing I do is keep a daily one-sentence journal. I don't have the time or energy to write much every day, but I can manage to joy down one sentence. Photographs are another easy way to record little moments that are precious but easily forgotten. I wish I could tell my younger self not to take photos of special occasions, but of everyday life. That's what will interest you later.
Five Ways to Save on Heating
- For each degree you turn down your thermostat, you will save about $16 a year. Adjusting it consistently and efficiently with a properly set programmable thermostat can earn you $180 a year.
- Installing weather-stripping or caulking leaky doors and windows can mean $55 a year. To save more: Insulate hot-water pipes and duct work.
- Open the curtains on south-facing windows during the day to let in sunlight
- In winter, reverse a ceiling fan's direction so it disperses hot air.
- Shopping for a new furnace? Energy Star models can be 16% more efficient (saving you $94). Keeping the filters clean can net you $72.
Making Math Fun via American Profile
Great ideas to get kids fired up for figures
Laura Overdeck started doing basic math equations with her children when they were as young as 2. Now her website, bedtimemath.org, offers nightly math stories, where anecdotes about space travel and rubber ducks end with age-appropriate questions, used by tens of thousands of parents.
Some of her fun ways to learn math:
Laura Overdeck started doing basic math equations with her children when they were as young as 2. Now her website, bedtimemath.org, offers nightly math stories, where anecdotes about space travel and rubber ducks end with age-appropriate questions, used by tens of thousands of parents.
Some of her fun ways to learn math:
- Create spirograph art - appeals to the artists in kids, while encouraging pattern recognition and counting.
- Play games - Chutes and Ladders and Candy Land show number sequences and build math skills naturally. Older kids can play Scrabble, where the double and triple points.
- Learn with LEGOs - How many dots does this block have? How much of this piece will cover up the other one? Children add, multiply, and get comfortable with numbers in a playful, under-the-radar way.
Me, Only Better via Ladies' Home Journal
Sandy M. Fernandez chose a few of her most disagreeable habits and devoted a week to improving each. The goal was to achieve a nicer, more livable Sandy.
1. Be more grateful
Humans tend to keep the negative things with us more than the positives. The best antidote is to keep a gratitude journal or writing gratitude letters.
Sandy used a nightly list, and soon she started to feel more lucky, humble, and happy. It also jolted her appreciation for her husband. Setting up habits for yourself in the area also help your children become more grateful.
2. Curbing spending
"Everyone thinks that having more money will make them happier," says Tom Rath, coauthor of Wellbeing: The Five Essential Elements. "If fact, it's feeling in control of your finances that does it." Modest indulgences add up over time. Try checking your balance before you make an electronic purchase.
3. Get organized
Sandy started a family calendar, created a landing pad for mail near her front door, tackled a mounting pile of old clothes, and made lunches for the week: all in a weekend. The key is carving out time in your schedule to let yourself catch up (or get ahead) on your own organization. She also entered a day-long organization binge every six weeks on her calendar.
4. Gossip less
Gossiping is a social staple; trading dirt is as reciprocal as gang initiation. People who don't gossip are often seen as distrustful. Sandy tried extending people the benefit of the doubt in gossip circles, opting to spend less time bringing others down.
5. Make time for me
While every mom does it, the droughts of "me time" can often result in angry lashing out or needless shopping sprees. The most beneficial "me time" activities are those that help you learn, connect with others, or contribute to the community.
1. Be more grateful
Humans tend to keep the negative things with us more than the positives. The best antidote is to keep a gratitude journal or writing gratitude letters.
Sandy used a nightly list, and soon she started to feel more lucky, humble, and happy. It also jolted her appreciation for her husband. Setting up habits for yourself in the area also help your children become more grateful.
2. Curbing spending
"Everyone thinks that having more money will make them happier," says Tom Rath, coauthor of Wellbeing: The Five Essential Elements. "If fact, it's feeling in control of your finances that does it." Modest indulgences add up over time. Try checking your balance before you make an electronic purchase.
3. Get organized
Sandy started a family calendar, created a landing pad for mail near her front door, tackled a mounting pile of old clothes, and made lunches for the week: all in a weekend. The key is carving out time in your schedule to let yourself catch up (or get ahead) on your own organization. She also entered a day-long organization binge every six weeks on her calendar.
4. Gossip less
Gossiping is a social staple; trading dirt is as reciprocal as gang initiation. People who don't gossip are often seen as distrustful. Sandy tried extending people the benefit of the doubt in gossip circles, opting to spend less time bringing others down.
5. Make time for me
While every mom does it, the droughts of "me time" can often result in angry lashing out or needless shopping sprees. The most beneficial "me time" activities are those that help you learn, connect with others, or contribute to the community.
Shop Smarter This Season via Good Housekeeping
Money saving strategies for getting all the perfect gifts on your list.
1. Buy when the price is right
Multi-tasking sites, like shoppingnotes.com and shopittome.com, send alerts when the price of items you're interested in are reduced. How it works: you sign up with your e-mail address and note the brands and/or items you want to track. Then you will get the e-mail messages when the goods go on sale. Shoppingnotes.com also offers benefits for referrals.
Use Amazon's Price Check app. Scan a barcode, snap a picture, or say or type in a product name. The app will find the lowest available price from Amazon and its online merchants.
2. Cash in on old electronics
Trade in anything used at Best Buy (whether or not you bought it there). Go to bestbuy.com/tradin to see what your item is worth, then ship your merchandise to the company with a prepaid label or bring it to a participating store. Choose either a rebate gift card or a check (which will be a smaller value).
3. Stay local
Stop by places you pass everyday to see what the local market has to offer, saving time, gas, and stress. Go to shoplocal.com.
4. Pick a secondhand Apple
Refurbished iPads and other elecronics go for much less than buying the products brand-new. Apple tests and certifies pre-owned items and offers warranties and free shipping. Go to apple.com and search for Special Deals.
5. Scope out free shipping
Freeshipping.com is a website that cagalogs sites and coupons that will get you free shipping. Sticking to gift cards will also reduce the cost of getting an item to you.
6. Get two gifts for the price of one
Bookperk.com is a website that ties in promotions to book published by Harper Collins. Bundled gifts usually ship at no charge.
1. Buy when the price is right
Multi-tasking sites, like shoppingnotes.com and shopittome.com, send alerts when the price of items you're interested in are reduced. How it works: you sign up with your e-mail address and note the brands and/or items you want to track. Then you will get the e-mail messages when the goods go on sale. Shoppingnotes.com also offers benefits for referrals.
Use Amazon's Price Check app. Scan a barcode, snap a picture, or say or type in a product name. The app will find the lowest available price from Amazon and its online merchants.
2. Cash in on old electronics
Trade in anything used at Best Buy (whether or not you bought it there). Go to bestbuy.com/tradin to see what your item is worth, then ship your merchandise to the company with a prepaid label or bring it to a participating store. Choose either a rebate gift card or a check (which will be a smaller value).
3. Stay local
Stop by places you pass everyday to see what the local market has to offer, saving time, gas, and stress. Go to shoplocal.com.
4. Pick a secondhand Apple
Refurbished iPads and other elecronics go for much less than buying the products brand-new. Apple tests and certifies pre-owned items and offers warranties and free shipping. Go to apple.com and search for Special Deals.
5. Scope out free shipping
Freeshipping.com is a website that cagalogs sites and coupons that will get you free shipping. Sticking to gift cards will also reduce the cost of getting an item to you.
6. Get two gifts for the price of one
Bookperk.com is a website that ties in promotions to book published by Harper Collins. Bundled gifts usually ship at no charge.
The Benefits of Family Routines by Kathleen Riggs
Originally Publication in Iron County Today
Family routines add structure, help family members feel prepared, and reduce stress. We all do best when certain routines are established and we know what is expected of us, when we need to participate, and how much time it will take.
Weekday morning routine
Family routines add structure, help family members feel prepared, and reduce stress. We all do best when certain routines are established and we know what is expected of us, when we need to participate, and how much time it will take.
Weekday morning routine
- Put as many things in order the night before
- Keep wake-up routines cheerful and positive
- Be sure your child eats breakfast, even if they are not hungry
- Pause long enough to say good-bye to your child, a hug goes a long way to help your child's day go better
After school routine
- Make sure children are in a safe place they will be cared for after school is over
- After-school activities, grandparent's homes, and neighbor's homes are good options
Mealtime routine
- Meals eaten as a family provide an opportunity for families to spend time together
- Listen to everyone's stories about their days to reinforce that you care about each other
- Discuss family plans or upcoming activities for individuals
Bedtime routine
- An established wind down routine is helpful for all family members
- Young children need 30-45 minutes of wind-down time in order to be calm and fall asleep more easily
- Children may want a chance to talk to mom and dad or hear a story
- Bedtime routine should not include rowdy activities
- Children are able to establish their own routines as they get older, but parent's should still enforce established bedtimes
Creating routines can be challenging, but it can help strengthen families and increase children's devotion to family.
Thursday, October 22, 2015
How to Protect Your Identity via Ladies' Home Journal
1. Safeguard your date
Don't carry your social security card around with you; keep them in a safe deposit box. If it appears on other cards, keep them separate from your wallet. Never email your SSN and don't give it out just because you're asked. You do need to include it on paperwork, but it is often requested unnecessarily. When in doubt, leave the line blank.
Shred personal documents and anything containing personal information, from preapproved credit offers to junk mail. Product registration cards or customer surveys can be used by marketers to get information about you, which can be stolen.
2. Take extra care with plastic
Anytime you use a card, there's a risk someone could steal your information. You must report fraudulent charges on your credit and debit cards. Regularly check your back account and activity. Don't use your cards with shady-looking vendors or on suspicious websites.
3. Monitor your credit
You have the right to check your credit score for free once a year. Use annualcreditreport.com. Check all the info, including birth dates and street addresses. Incorrect information can indicate identity theft.
4. Jump on any problems
If you spot fraudulent charges or accounts, act immediately. First, go to each of the three credit bureaus' websites and place fraud alerts on your credit reports. This advises credit card companies and banks not to grant new credit in your names without your express consent. Second, file a local police report. Third, call the fraud department of any accounts that you didn't open or that have been tampered with. Close the accounts and explain the situation. You'll be asked to fill out a fraud affidavit and submit a copy of your police report. This helps build your case that the charges aren't yours--since card companies won't just take your word for it. Finally, file an online complaint with the Federal Trade Commission. Experts there will refer you to various resources that can assist you in fully freezing your credit, proving that fraud has occurred and cleaning up the aftereffects, such as a ruined credit rating or a bad driving record.
Don't carry your social security card around with you; keep them in a safe deposit box. If it appears on other cards, keep them separate from your wallet. Never email your SSN and don't give it out just because you're asked. You do need to include it on paperwork, but it is often requested unnecessarily. When in doubt, leave the line blank.
Shred personal documents and anything containing personal information, from preapproved credit offers to junk mail. Product registration cards or customer surveys can be used by marketers to get information about you, which can be stolen.
2. Take extra care with plastic
Anytime you use a card, there's a risk someone could steal your information. You must report fraudulent charges on your credit and debit cards. Regularly check your back account and activity. Don't use your cards with shady-looking vendors or on suspicious websites.
3. Monitor your credit
You have the right to check your credit score for free once a year. Use annualcreditreport.com. Check all the info, including birth dates and street addresses. Incorrect information can indicate identity theft.
4. Jump on any problems
If you spot fraudulent charges or accounts, act immediately. First, go to each of the three credit bureaus' websites and place fraud alerts on your credit reports. This advises credit card companies and banks not to grant new credit in your names without your express consent. Second, file a local police report. Third, call the fraud department of any accounts that you didn't open or that have been tampered with. Close the accounts and explain the situation. You'll be asked to fill out a fraud affidavit and submit a copy of your police report. This helps build your case that the charges aren't yours--since card companies won't just take your word for it. Finally, file an online complaint with the Federal Trade Commission. Experts there will refer you to various resources that can assist you in fully freezing your credit, proving that fraud has occurred and cleaning up the aftereffects, such as a ruined credit rating or a bad driving record.
What to Pack in a Carry-On via Allure
1. Get comfortable
Laying is the key, especially if you are going somewhere warmer or cooler. Bring along comfortable items.
2. Stay hydrated
Drink a lot of water, moisturize often, and keep makeup light and simple. Bring lip balm.
3. Plug in
A little distraction goes a long way, make a playlist and bring good headphones.
4. Remember the little things
Bring your comfortable items, such as a small pillow or blanket, and happy items, like a picture to look at.
Laying is the key, especially if you are going somewhere warmer or cooler. Bring along comfortable items.
2. Stay hydrated
Drink a lot of water, moisturize often, and keep makeup light and simple. Bring lip balm.
3. Plug in
A little distraction goes a long way, make a playlist and bring good headphones.
4. Remember the little things
Bring your comfortable items, such as a small pillow or blanket, and happy items, like a picture to look at.
Five Ways to Look Great in Photos via Good Housekeeping
1. Hide the tired eyes
Don't forget the concealer. Use a peach-toned one to counteract the blue tones in under-eye circles.
2. Consider camera flash
Shimmery blushes, shadows, and highlighters catch camera flashes and create splotches. Mineral foundations have the same effect. Opt for matte products.
3. Smooth strands/flyaways
Spray a brush with hairspray, then quickly run it through your hair.
4. Pump up the volume
Hair always look flatter in photos than in real life, so go for a voluminous look.
5. Smile genuinely
To keep your smile natural and not forced, pretend you are looking at someone you love instead of the camera lens. Aiming your gaze just above the lends, rather than straight on, will also make the end result look less staged.
Don't forget the concealer. Use a peach-toned one to counteract the blue tones in under-eye circles.
2. Consider camera flash
Shimmery blushes, shadows, and highlighters catch camera flashes and create splotches. Mineral foundations have the same effect. Opt for matte products.
3. Smooth strands/flyaways
Spray a brush with hairspray, then quickly run it through your hair.
4. Pump up the volume
Hair always look flatter in photos than in real life, so go for a voluminous look.
5. Smile genuinely
To keep your smile natural and not forced, pretend you are looking at someone you love instead of the camera lens. Aiming your gaze just above the lends, rather than straight on, will also make the end result look less staged.
The Art of the Breakup via Allure
Tips on ending long-term relationships with the business and service-people you frequent.
Your Therapist
The relationship here boils down to chemistry; you need someone you feel comfortable with and trust. If you just started with someone and don't feel that connection, say, "Thank you so much for the opportunity to work with you. I want to leave things open-ended and don't want to continue sessions for now." If it's someone you have seen for a while, at your next appointment, say "You've really brought me a long way, but I'd like to go solof roa while. I hope your door will always be open." If the response is anything other than supportive, it is just fuel for your fire.
Your Hairstylist
Mention that you weren't so thrilled with the last cut, or any other criticism. A good stylist will offer a way to fix the problem. If you still aren't satisfied, state that you want to try someone new. Leaving a voicemail is preferable.
Your Doctor
Don't just disappear. Address your concern with them, and if it isn't address, ask for a referral, or let them know that you will be finding someone else. Request your complete medical records, as it is your right as a patient.
Your Therapist
The relationship here boils down to chemistry; you need someone you feel comfortable with and trust. If you just started with someone and don't feel that connection, say, "Thank you so much for the opportunity to work with you. I want to leave things open-ended and don't want to continue sessions for now." If it's someone you have seen for a while, at your next appointment, say "You've really brought me a long way, but I'd like to go solof roa while. I hope your door will always be open." If the response is anything other than supportive, it is just fuel for your fire.
Your Hairstylist
Mention that you weren't so thrilled with the last cut, or any other criticism. A good stylist will offer a way to fix the problem. If you still aren't satisfied, state that you want to try someone new. Leaving a voicemail is preferable.
Your Doctor
Don't just disappear. Address your concern with them, and if it isn't address, ask for a referral, or let them know that you will be finding someone else. Request your complete medical records, as it is your right as a patient.
How to Not Look Like a Tourist via Allure
1. Dress the part
Pack according to weather, and keep it simple.
2. Carry on
Use an appropriately sized bag to prevent the need to fish around endlessly. Keep it simple and fashionable.
3. Skip the books
Allow yourself to get lost. Print out pages on specific things you want to see ahead of time, then you can simply toss the pages when you are finished. Get tips from locals.
Pack according to weather, and keep it simple.
2. Carry on
Use an appropriately sized bag to prevent the need to fish around endlessly. Keep it simple and fashionable.
3. Skip the books
Allow yourself to get lost. Print out pages on specific things you want to see ahead of time, then you can simply toss the pages when you are finished. Get tips from locals.
How to Say No . . . via Allure
1. . . . to your hairstylist:
If you stylist suggests something you don't want, say something along the lines of "Let me think about it. Maybe next time," to soften the blow. Then you can state your opposition outright at your next appointment without seeming rude. Stylists that continue to insist on styles you don't want may need to be reconsidered.
2. . . . to your boss:
Saying the actual word "no" to your boss should be avoided, so start with "Unfortunately, I have something planned," or something similarly vague. Follow up with the matter-of-fact phrase "I won't be able to work." Immediately follow with "Let's see what we can do to get the work done," as a proposal. Prove your dedication, then fix the problem, and preserve your self-respect.
3. . . . to a charity request:
Determine ahead of time what causes deserve your attention and stick to it. You can explain to those seeking your contributions that you have already made your contributions for the year. Ask friends to send notes about their charities, so you can consider them another time.
4. . . . to a salesperson:
Inform them that you will look around and find them when you find what you are looking for. That gives them the incentive to still be available if you need them.
5. . . . in general.
If you can't bring yourself to say "no," ask for some time to think it over or get back to the person. It will give you time to plan your response, and gain courage.
If you stylist suggests something you don't want, say something along the lines of "Let me think about it. Maybe next time," to soften the blow. Then you can state your opposition outright at your next appointment without seeming rude. Stylists that continue to insist on styles you don't want may need to be reconsidered.
2. . . . to your boss:
Saying the actual word "no" to your boss should be avoided, so start with "Unfortunately, I have something planned," or something similarly vague. Follow up with the matter-of-fact phrase "I won't be able to work." Immediately follow with "Let's see what we can do to get the work done," as a proposal. Prove your dedication, then fix the problem, and preserve your self-respect.
3. . . . to a charity request:
Determine ahead of time what causes deserve your attention and stick to it. You can explain to those seeking your contributions that you have already made your contributions for the year. Ask friends to send notes about their charities, so you can consider them another time.
4. . . . to a salesperson:
Inform them that you will look around and find them when you find what you are looking for. That gives them the incentive to still be available if you need them.
5. . . . in general.
If you can't bring yourself to say "no," ask for some time to think it over or get back to the person. It will give you time to plan your response, and gain courage.
What (and What Not) to Say to the Recently Divorced via LDS Living
Tips for being supportive to your friend going through a divorce.
1. Don't say: nothing.
It is obvious when you know and try to act like you don't. Acknowledge that you know.
2. Do say: "I'm sorry to hear about your divorce," or some other simple, sincere expression of sympathy.
It's just a way for you to let someone know you care. Asking how they are holding up goes a long way as well.
3. Don't say: "What happened?"
Divorces are too painful and complicated for anyone to expect a divorcee to explain or defend their decision. Details are often private. There is no way to neatly summarize.
4. Do say: "I'm here for you if you ever need to talk."
As long as you are willing to follow through on this (and keep everything confidential), it can be nice to know there is a listening ear available.
5. Don't say: "I never thought you two were a good match anyway" or "I never knew what you saw in him/her."
The reality of a love that used to exist can't be negated by this statement. The person is also probably questioning their judgment, as their whole world is being turned around. Don't act like you saw the divorce coming a mile away; that is just hurtful.
6. Do say: "I hope you are both doing okay."
Some divorced people want you to choose sides, but most don't. If you were a friend before the divorce, there is no reason you shouldn't be now.
7. Don't say: "At least you're still sealed together."
This is not a comforting thought for two people who have decided they can't live together anymore. And there is no guarantee that two people will stay that way down the road.
8. Do say: "You are a great person with a lot to offer."
Boost confidence, and be specific. Give hope for finding love again one day.
9. Don't say: "I wonder whose fault it was," "I wonder who left whom," or anything else along those lines.
It's human nature to speculate, but please be careful, especially if there are children involved. They don't need to hear theories trashing their parents.
10. Do say: "I'm sure you'll do what's best for you and your family. Let me know how I can help."
Don't judge, especially when you don't have all the facts. Be supportive, follow through on the help you offer, and help them do their best to care for their family in this situation.
11. Don't say: "I heard your ex is dating someone who looks just like Cindy Crawford/Brad Pitt."
Nothing like that would boost a new divorcee's self esteem.
12. Do say: Nothing on the matter.
No good can come of it.
13. Don't say: "I know a guy/girl who is divorced. I should set you up."
Don't consider "divorced" as a category where two people could connect.
14. Do say: "When you're ready to start dating, let me know. I have a great guy/girl in mind for you."
The thought of diving back into dating is terrifying, but when the time comes, relying on friends and family to help them get back out there is an easier way to approach it.
15. Don't say: "I'm sure you just want to be left alone."
Family and friends should be a safety net in this difficult time. Don't pull away.
16. Do say: "Would you like to come?"
Recent divorcees may pull away, but it is important to keep offering social connection. They will accept when they are ready.
1. Don't say: nothing.
It is obvious when you know and try to act like you don't. Acknowledge that you know.
2. Do say: "I'm sorry to hear about your divorce," or some other simple, sincere expression of sympathy.
It's just a way for you to let someone know you care. Asking how they are holding up goes a long way as well.
3. Don't say: "What happened?"
Divorces are too painful and complicated for anyone to expect a divorcee to explain or defend their decision. Details are often private. There is no way to neatly summarize.
4. Do say: "I'm here for you if you ever need to talk."
As long as you are willing to follow through on this (and keep everything confidential), it can be nice to know there is a listening ear available.
5. Don't say: "I never thought you two were a good match anyway" or "I never knew what you saw in him/her."
The reality of a love that used to exist can't be negated by this statement. The person is also probably questioning their judgment, as their whole world is being turned around. Don't act like you saw the divorce coming a mile away; that is just hurtful.
6. Do say: "I hope you are both doing okay."
Some divorced people want you to choose sides, but most don't. If you were a friend before the divorce, there is no reason you shouldn't be now.
7. Don't say: "At least you're still sealed together."
This is not a comforting thought for two people who have decided they can't live together anymore. And there is no guarantee that two people will stay that way down the road.
8. Do say: "You are a great person with a lot to offer."
Boost confidence, and be specific. Give hope for finding love again one day.
9. Don't say: "I wonder whose fault it was," "I wonder who left whom," or anything else along those lines.
It's human nature to speculate, but please be careful, especially if there are children involved. They don't need to hear theories trashing their parents.
10. Do say: "I'm sure you'll do what's best for you and your family. Let me know how I can help."
Don't judge, especially when you don't have all the facts. Be supportive, follow through on the help you offer, and help them do their best to care for their family in this situation.
11. Don't say: "I heard your ex is dating someone who looks just like Cindy Crawford/Brad Pitt."
Nothing like that would boost a new divorcee's self esteem.
12. Do say: Nothing on the matter.
No good can come of it.
13. Don't say: "I know a guy/girl who is divorced. I should set you up."
Don't consider "divorced" as a category where two people could connect.
14. Do say: "When you're ready to start dating, let me know. I have a great guy/girl in mind for you."
The thought of diving back into dating is terrifying, but when the time comes, relying on friends and family to help them get back out there is an easier way to approach it.
15. Don't say: "I'm sure you just want to be left alone."
Family and friends should be a safety net in this difficult time. Don't pull away.
16. Do say: "Would you like to come?"
Recent divorcees may pull away, but it is important to keep offering social connection. They will accept when they are ready.
Subscribe to:
Posts (Atom)